Westpac’s Award winning BaaS with 10X’ core on AWS extends the role of banks in the digital world of the customer


Westpac's Award winning BaaS with 10X' core on AWS extends the role of banks in the digital world of the customer

Australia’s Westpac Banking Corporation (Westpac) was recognized by IDC Financial Insights under its Financial Insights Innovation Awards (FIIA) Program in 2022 as a key example of how BaaS extends the role of banks in the more digital world of the customer. Its recognition was primarily about how it was able to set up a technology platform to be able to execute BaaS very well.

This report presents the most common features of any BaaS strategy, contextualizing these to conditions in various Asia/Pacific markets. It then explores Westpac’s BaaS platform, Australia’s first, purpose-built, [and] digital BaaS platform and business. The platform runs on AWS, fully setting up the bank and leveraging APIs, and supporting the growth of transactions to and from third parties via open APIs. 10X, the core banking provider for Westpac’s BaaS platform offers the entire technology stack called “SuperCore” on AWS.

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